MOST brick and Mortar Banks
Starting amount.................$1,000.00
Years 10 years.
Additional contributions $0.00 per month
Rate of return 0.01% compounded monthly
Total interest $1.00

Online Bank (ALLY)
Starting amount $1,000.00
Years 10 years.
Additional contributions$0.00 per month
Rate of return .50% compounded monthly
Total interest $51.00

DO THIS NOW!!!!
Safe:  FDIC
Who wouldn't choose $51.00 over $1.00?
(updated 02/02/2022)